Applications and notifications filed during the week ending Saturday, February 12, 2005

This Applications Bulletin identifies final applications received by the Federal Reserve Bank of Dallas during the week ending February 12, 2005. In addition, Section V of the Bulletin includes a list of institutions that have been examined for CRA for which an evaluation is publicly available. This Applications Bulletin is published weekly as a courtesy of the Federal Reserve and does not constitute notice of these applications.

Comments on Applications

If members of the public want to comment on an application, comments must be received by the Federal Reserve on or before the last day of the comment period. The comment period ends no earlier than the date specified in the newspaper notice and, in the case of bank holding company application for which a Federal Register notice is published, may end later than that date. If you have any questions concerning procedures that should be followed in commenting on an application, you may contact Mr. Rob Jolley at (214) 922-6071.

If you cannot submit your comments by the end of the time period, you may request an extension of time by contacting the Secretary of the Federal Reserve Board, Washington, D.C. 20551. Your request for an extension of time must be received no later than the last date of the comment period and should explain why you are unable to submit your comments on time. You will find more information on how to request additional time in the Code of Federal Regulations ("CFR") at 12 CFR # 262.25(B) (as revised, Press Release January 31, 1984, 49 Federal Register 5603 [February 14, 1984]).

Public Meetings

For information on the Board's policy concerning the holding of public meetings, please see the Board's Policy Statement for Handling Protested Applications, 12 CFR # 262.25(C) and (D) (1984). The procedure for requesting a hearing can be found at 12 CFR # 262.3(e). You may wish to consult A Citizen's Guide to CRA, published by the Federal Financial Institutions Examination Council [off-site].

CRA evaluations are available to the public 30 business days after the institution receives the evaluation. Section V of this Bulletin lists those institutions where the 30-business days expired this week. If members of the public want information concerning a particular evaluation, requests should be made directly to the institution. The institution must provide a copy of this evaluation to the public upon request and may charge a fee, not to exceed actual costs, for reproduction and mailing. If you have any questions concerning procedures that should be followed to obtain information, you may contact Ms. Diane van Gelder, at (214) 922-6282.

Section I – Applications subject to newspaper notice only

Type Application Ending date of comment period Branch  PlainsCapital Bank, Lubbock, TX, to establish two branches at 2705 Bee Cave Road, Rollingwood, TX 78746, and 400 Sundance Parkway, Round Rock, TX 78681* 02/12/2005

* Subject to the provisions of the Community Reinvestment Act

Section II – Applications subject to both newspaper and Federal Register notice

Type Application Ending date of comment period  None

Section III – Applications subject to Federal Register notice only

Type Application Ending date of comment period  None

Section IV – Applications not subject to Federal Register or newspaper notice

Type Application 3(a)(1)  Clovis Bancshares, Inc., Clovis, NM, to acquire The Bank of Clovis, Clovis, NM*

* Subject to the provisions of the Community Reinvestment Act

Section VI – CRA examinations scheduled for the 2nd Quarter of 2005

Institution Location Tradition Bank 468954 5501 Bissonnet Houston, Texas 77081  First Bank of Snook 260838  9981 FM 2155 Snook, Texas 77878   Community Bank 268257  500 S Morgan St. Granbury, Texas 76048  Legacy Bank of Texas 913267  5000 Legacy Plano, Texas 75024

The inclusion on the list of institutions that are scheduled to undergo CRA examinations in the next calendar quarter is not determinative of whether the institution will be examined in that quarter. Reserve Banks may need to defer a planned examination or conduct an unforeseen examination because of scheduling difficulties or other circumstances.